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A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). Like FHA loans, VA loans are backed by the federal government in order to protect lenders against default, an assurance that removes barriers to home buying for prospective … [Read more...] about VA Loans

USDA loans are housing loans that are backed through the Rural Housing Division of the U.S. Department of Agriculture (USDA). Purpose In the wake of the mortgage crisis in 2008 and 2009, lenders have become more cautious, so it's harder for home buyers, especially … [Read more...] about USDA Loans

The United States has one of the safest water supplies in the world. However, national statistics don’t tell you specifically about the quality and safety of the water coming out of your tap. That’s because drinking water quality varies from place to place, depending on … [Read more...] about Water Quality

The following items are essential tools, but this list is by no means exhaustive. Feel free to ask an InterNACHI inspector during your next inspection about other tools that you might find useful.    1.  Plunger A clogged sink or toilet is one of the … [Read more...] about 15 Tools Every Homeowner Should Own

Most people don’t know how easy it is to make their homes run on less energy, and here at InterNACHI, we want to change that. Drastic reductions in heating, cooling and electricity costs can be accomplished through very simple changes, most of which homeowners can do … [Read more...] about 10 Easy Ways to Save Money and Energy in Your Home

Influenced by the changes in the economic and legal environments over the past 30 years, home inspection reports have changed to accommodate increased consumer expectations, and to provide more extensive information and protection to both inspectors and their … [Read more...] about What to Expect in Your Home Inspection Report

About 2.5 million children are injured or killed by hazards in the home each year. The good news is that many of these incidents can be prevented by using simple child-safety devices on the market today. Any safety device you buy should be sturdy enough to prevent … [Read more...] about 12 Child Safety Tips

Buying a home?  It's probably the most expensive purchase you'll ever make.  This is no time to shop for a cheap inspection.  The cost of a home inspection is very small relative to the value of the home being inspected.  The additional cost of hiring an … [Read more...] about Choosing the Right Home Inspector